With Retailer you are able fully to integrate Zip Pay payments into your system. Zip Pay is an online payment platform that allows your customers to choose a weekly, fortnightly or monthly repayment schedule.

To implement this on your system you will need to follow the steps below.

Before you continue, you will need to be setup with a Zip Pay or Zip Money merchant account, and have your account details ready.

Staff Initials Requirement

Zip Pay transactions require staff initials to be recorded, so Staff Initials must be either setup or entered into the terminal settings (Setup->POS->Terminals).

See HERE for steps on setting up Staff Initials.

Enable Zip Pay

From the main screen of Retailer, click the Help menu at the top and then Register.
If the PayLater module is unticked, email Support@towersystems.com.au and ask to have it turned on. Once you have received confirmation it has been turned on, then restart retailer on each computer in your store.
If it is already ticked, you can continue with the setup.

Setup Paytype

  1. In Retailer, click on Setup -> General.
  2. Click on the Pay Types tab.
  3. Click the Add button.
  4. Enter the description for the payment type as Zip Pay.
  5. Set the payment type as Zip.
  6. Click Next then Finish
  7. Back in the Payment Type screen set a sort order number that follows the other numbers in the column.

Linking Zip Pay Account

  1. In Retailer, click on Setup -> Third Party -> Zip.
  2. Enter the API and Location ID provided by Zip
  3. Click Save.

Excluding Stock for Pay Later

You have the option to exclude stock items from selected departments from being for using Zip. This is because Zip does not allow for certain items to paid for using Zip, please contact Zip for further information and which products need to be excluded to ensure you are not breaching your merchant agreement.

  1. Setup -> Stock -> Suppliers and Departments.
  2. Click Search.
  3. Find the department you need to exclude then click OK.
  4. Tick Disallow Pay Later Payments button, click for items in the department to not be used for Pay Later.
  5. Click Save.

If a sale is from a disallowed department you will not be able to process a sale with Zip, this will need to be processed in a separate sale.